This may have been covered before, but I was just looking at the Metal fees, out of interest - £40 for a new metal card?! I understand that it must cost them a bit to make the card, but if I was paying £15 a month for a product (one where I can get more comprehensive insurance and free foreign currency at a lower price elsewhere, I might add) then I’d have thought one free replacement card for the exceedingly rare time it’s lost/stolen isn’t an unreasonable expectation. Why would I go with metal knowing that I would be paying £40 just to replace my debit card if something happens to it, on top of all the other stress if my wallet/bag has gone missing? Crazy.
Wow, that’s steep and would definitely be a barrier to me singing up.
Really? If you are paying £15 per month for what N26 offers, I’d imagine you could spend £40 on a replacement card if needed?
Personally, I’ve never needed a replacement card (thank god), and whilst I’d agree that they could include 1 replacement card for free, it wouldn’t put me off signing up.
Producing a standard debit card isn’t that cheap, so producing a metal one isn’t going to be cheap.
A lot of the prepaid card companies charge £5 / £10 to replace just a normal card, which covers what it costs, so £40 isn’t that big a step in the grand scheme of things. Not sure £40 is what it costs, but N26 ships from Germany as well, that’s a cost that needs to be covered as well.
I’m still amazed at how UK people are tweeting how happy they are with N26 and paying for it. I keep wondering what I’m missing.
I wouldn’t touch N26 with someone elses money personally lol
But people seem to love them, I think its the name that does it, its definitely not much else.
Same applies to Curve…
To be fair, this is only what N26 or Curve re tweet…
There will be enough die hards who are loyal… Just look at the Curve forum!
Personally if I lose it, I’ll ask them to send me an N26 Black card it looks really slick still/
Personally, I couldn’t give a badgers bum what a card is made of. It could be made out of an old sieve for all I care as long as I don’t have to pay for it and it’s got one of those chip thingys in it that lets me pay for stuff, then that’s all I care about.