This pops up quite a bit in various different threads, so I thought it might be a good idea to keep it under one roof.
I’m not sure you could call them a FinTech as such, but their app, with its instant notifications and spending breakdown is very good, and their service is next level (in my experience).
I’ve said this before, but I see no good reason why everyone who can, doesn’t put all of their spend on a credit card that offers you something in return - Anything.
Personally, I rotate a Gold Charge Card with my wife, so we take advantage of the sign up bonuses (generally accruing around 60-80,000 points per year - Enough for a family of 4 to fly anywhere in Europe.
I’ve worked out this is probably better than the cash back cards they offer, and I cancel the card before paying the annual £140 fee.
So, who else uses an Amex and how do you use it?