Well, after much consideration, my Monzo account is no more.
I gave them a good go, but in the end they were not for me.
As someone who is not really in their target market, I felt that they were heading way too deep into the tech side of things without concentrating on being an actual “bank”
Gimmicks don’t do it for me, neither do disciples of a movement where all criticism is shot down (Monzo Community )
I am now for better or worse going to give Monese a chance as my everyday account.
(I may post this on the Monzo forum, just to see their reactions )