I use Starling as my main account - run everything through it and am happy with how it functions.
But I have kept a legacy account with RBS (useful when I recently needed to receive a transfer of Canadian dollars that neither Starling or Transferwise could handle).
So 99% of the time RBS account is at Zero - only one transaction has gone through it so far.
But it now occurs to me: should I pay my salary into it each month and the transfer that to Starling ? The reason I wonder this is, if I need to apply for a loan from RBS at some point in the future, or move my mortgage there etc, would I be in better standing if every month funds were flowing through there ??