So I took Halifax’s bribe and switched a dormant account to them, I was going to take the money and leave but looking at the app it shows some promise.
In terms of design, the app seems to be in the same place as the bank itself, half with their new logo and fonts, the other half from a time gone by with nasty bold blue all in capitals everywhere. Some of their letters and the card comes with the old logo 18 months after they changed it?!? The card by the way, is one of the worst looking, with some Word 98 WordArt ‘X’ behind all the information making it cluttered ugly, but hey ho it’s just a card.
The tech side on the face of it looks good it seems to give nearly everything you would expect from the modern banking app:
Card controls (you have to change pin at a cash machine though)
Accounts from other banks displayed
Google/Apple pay integration
Change roundups option
Instant notifications on spending and cash flow
Quick share bank details
Pay someone by mobile number
The only thing it doesn’t have, as far as I can see is the budgeting features, which for me is not what I’d consider a required feature anyway.
So my question is, to anyone that uses them, is it worth giving a go??, does it actually work well or is it a lot of huff and puff on old systems?