Recently I’ve been using my Lloyds Account more and more for day to day transactions but when I was in Germany I was still transfering money to N26 to avoid the FX charges. At one point I had to transfer money out of N26 which meant typing all my account details because N26 don’t let you save payees. I also (and cannot remember why) transfered some money out of Dozens where I have a list of saved payees.
We’ve done Monzo vs Starling vs N26 to death but it on a basic level I am wondering how much difference there is between N26 and Dozens. Both offer fee free foreign transactions, free card, and instant notifications, but Dozens allows saved payees.
My question for those of your who have more experience with Dozens (I came to it quite late) at a basic banking level is there much difference between Dozens and N26 as right now the only differences I see may make Dozens better.