I had 3 declines last week on Monzo with Iceland Online. Monzo was unable to give a reason. I have most the fintech accounts and just wondered what payment processors they use? Do they all use the same or have some move in house? Do we know which Fintechs are more reliable for payments.
I am looking to reduce may cards and just wondered if anything came out on top. I have Curve, Monzo, Revolut, Starling. Starling seems to be the one which is more stable. My list from experience would be …
1 - Starling (least declines)
2 - Monzo
3 - Curve (most declines)
Whats everyone else’s experience?