Personal overdrafts pretty awesome. Although recently they changed it like all the other banks to the 39% per year interest. Before that it was a good deal.
Anyway. I’ve always had more money in my Goals area than the size of the £750 overdraft and so never been charged a single cent for using my overdraft which is a killer feature IMO.
However their business overdrafts have been put on hold while they give out Covid Gov loans.
I gave up waiting and have recently pretty much moved most of my savings and monthly subscriptions into Revolut since their Premium tier gives FSCS protection on Savinf Vaults and they have also finally just applied for their UK banking license.
Revolut Pockets were the feature that swung it for me. Big fan of envelope budgeting, so it was always going to be whichever Fintech Bank brought this feature out first.
Starling win when it comes to cheque deposits, cash deposits. ATM withdrawals and unlimited ATM withdrawals too abroad even.
So for now I’ll be using both.
Anyway. Given more info than needed there