The following is based on my own experience plus any feedback by other users. It’s purely anecdotal and using the information you find in this guide is at your own risk. Your own milage may vary!
- Currency: Złoty (the ł is pronounced as ‘w’ in English, therefore you say Zwoty)
- ISO 4217 Currency Code: PLN
- Symbol: You’ll see prices maked with either Zł or PLN.
Card acceptance is high in Poland with most stores, even those in fairly rural locations accepting payment by chip and pin or contactless.
Contactless payments have taken off in a big way in Poland with acceptance on a similar level to the UK or maybe more. Expect to find contactless readers strapped to vending machines, ticket machines and even the odd gate at train station conveniences.
Regardless of which ATM you go for, rejecting dynamic currency conversion is likely to save you money, especially if you’re using fintech cards that do not attract a markup on currency conversion.
Poland is infested with Euronet ATMs, even outside of the major tourist centres. These are fine for locals, but Euronet’s business model does appear to prey upon unsuspecting tourists.
McDonalds The American burger pedlars and diabetes specialists are happy to accept Android/Apple Pay. Their self-service terminals are exactly the same as the UK ones, if you are not feeling linguisticly adventurous.
Grosek is a chain of convenience stores. Chip and pin and contactless/mobile is fine here.
Intermarcher is a local supermarket. Contactless/mobile works here too.