I would just use one bank. It’s my dream!
But it would need to have instant spending notifications, “tomorrow’s payment” notifications, saving pots, the ability to pay bills from a pot, free overseas spending, an overdraft (although not that important), a sexy app, a super easy and quick way of sending money, cheque scanning and an easy way of paying in cash (for the once every few years time that happens ).
That’s all I can think of right now. But yeah, that’d do. I use Starling as my main bank and I’ve loved it. And they are only a few features away from being everything I need!
I’m not gonna lie, the whole fraud issues thing laid out by Mr Dan has made me consider my options of late. If I lost my money for a week I’d basically be ruined!
But anyway… I’ve digressed… Yes… Yes I would happily use one account.