I am thinking of switching to Nationwide via CASS from TSB. I would like to ask how much use has to be made of the card reader?
I have a digital secure key for HSBC UK which is OK as it now uses fingerprints on mobile but my HSBC overseas one is a physical device and is a nuisance as no transfers (even to existing payees) can be made without it .
I like to bank by mobile app so having to use a card reader all the time would be a real pain.
While I am asking, how do people find the mobile app?