So I was about to compare just for some context to show at what point Halifax comes out cheaper. However now finding their charges PDF I’m not sure at what point they would be cheaper.
There’s a 0.5% per transaction cost for funds, I assume this would apply for rebalancing as well? And A £90 a year charge under 40k and £180 a year over 40k. And the common ongoing fund cost as well
I don’t know if the regular investment charge applies to funds too? I assume not.
But there are charges for basically everything else, once you get into a drawdown it’s an extra £180 a year, plus extra if you change it, plus extra if you run out of money, plus extra if you die.
There’s definitely a benefit with vanguard of what’s the charge ? 0.15% capped at £375 plus ongoing fund charge.